How to Clear your Debt in Victoria 3

In Victoria 3, you will be able to grow your own nation and become of the strongest ruling powers in the world. However, you will need a lot of in-game capital for that. In this guide, we will take you through the process of how to be debt-free in Victoria 3.

How to Be Debt-Free in Victoria 3

Debt is never fun, because it means that you’re running on negative balance. Even if you’re careful with your money in the game, sometimes you might find yourself in a tough situation. If you want to know how to regain your funds, and get some financial help for Victoria 3, you’re in the right place.

What you should know about getting into debt in Victoria 3, is that you can go into debt of your own free will – and the game actually encourages it. You will be able to borrow money from your pops and build your treasury, as well as collect taxes. This stockpile is in the form of gold which has an upper limit, so there’s no use in hoarding. You should use your treasury to help your country become bigger and better.

If you have a lot of capital, you should ideally be investing it into your city. That is how you can progress in the game. It doesn’t matter if you spend a little too much and get into debt, because you can just as easily get out of it. However, if the negative balance is too much, you might get bankrupt. Here’s how to avoid bankruptcy and become debt-free quickly in Victoria 3 once again:

Increase General Tax on the Pops

This is a short-term option that you can use to get more money from pops. However, if you do it for too long they might get annoyed with you. Rebellions are a thing in this game.

Add Tax to Expensive Goods

A relatively safer option is to tax only the expensive goods. This is called consumption tax, and people who have more funds will be paying for them, so they will get annoyed less quickly that the common folk.